Why are homeowners considering Horizon?

Matt, a California homeowner, purchased his house in 2019. Since then, he has watched its value surge by an impressive 75%. Today, his property is worth $1.5 million, and he's built up a substantial $1 million in home equity—representing a significant portion of his total net worth.

For years, Matt had been fascinated by Bitcoin, believing strongly in its long-term potential. Yet despite his interest, he found himself unable to invest. His income was fully allocated to rising daily expenses, and selling his investment shares was off the table due to steep capital gains taxes.

Traditional financing options like cash-out refinancing or HELOCs didn't fit his needs: refinancing would sacrifice his low-cost mortgage, and HELOCs would increase his monthly payments, straining his cash flow. Margin loans against Bitcoin were short term and often required regular payments, adding pressure that he sought to avoid.

Then Matt discovered Horizon—a new way to access his home's equity without incurring monthly payments or sacrificing financial stability. Horizon's solution allows him to tap into his home's increased value and invest directly into Bitcoin, aligning perfectly with his long-term investment perspective.

Here's how the transaction would work for Matt:

• Horizon connects Matt with a preferred provider.
• He decides to access 10% of his home's value in cash upfront, without additional monthly payments or interest charges.
• Matt decides to use these funds to purchase and custody Bitcoin with Horizon, finally gaining exposure to an asset he'd long admired.

Under this agreement, Matt will retain complete ownership of his home, with no risk of margin calls or forced sales even if Bitcoin's price fluctuates. The provider simply holds a financial interest in a portion of his home's future appreciation. If Matt decides to exit the agreement—either by selling, refinancing, or settling at a time of his choosing—there are no penalties, and settlement is based purely on his home's market value at that time.

With Horizon, Matt is successfully diversifying his wealth, leveraging the growth in his home equity to participate in the potential upside of Bitcoin. He is achieving this without compromising his existing low mortgage rates or incurring burdensome monthly payments.

For Matt, Horizon was exactly the solution he needed.

Disclaimer: Horizon is a technology platform facilitating home equity investment agreements through Preferred Providers. Horizon does not offer financial products directly nor receive referral incentives. The above details are illustrative; actual terms vary based on provider underwriting and individual circumstances. Please consult directly with financial professionals for specific guidance tailored to your situation.